Wanted to long MORPHO initially, but without a value accrual mechanism to the token and now fighting a incentive war against aave in its home turf (base), I think its a tough buy now

My thesis is that this problem is due to: 1) Oversupply of college degrees 2) Way too many workers in the economy and not enough jobs, but plenty of wealth on the sidelines 3) Increase in plug and play employees, meaning if you aren't aligned (experienced) with the role, you have no chance 4) Weird gatekeeping tendencies for full-time employees, but then hiring overseas for cheap, mediocre talent for the same role (which means you don't even need this intensity of interviewing) In all, I think this is a sign of an overly relaxed company/industry/cycle and we can see this with the current meta where the tech space is only getting pushed by a handful of industries (AI, to some extent, crypto). There is no way you will behave like this if your existence is threatened by every random entrant. This is why there is a half joke saying that the true Chief Digital Officer is COVID as that company need to transit to e-commerce or have the channels mainly on social media. Because of this there was a hiring spree across the board in tech but that has mostly cooled down However, I think this is set to improve once new tech diffuses into the general job market. For instance, if an old, archaic industry is suddenly performing very well due to a particular AI implementation, then you would see an intense hiring spree for this area. Likewise, for the payments industry, as more and more companies integrate stablecoins and then subsequently create DeFi-related apps. (The above should already start lighting some lightbulbs in your head on how you choose and plan to position yourself for the next few years btw) The point is that you need to position yourself in areas of turbulent change because people who are able to navigate new and unexplored spaces tend to get hired easily without much gatekeeping because of the urgency. Traditional technology companies are very comfortable and hence they can take their time to pick (and this is the source of frustration), and I low-key blame the easiness of government regulations, considering that they have such an influence on the world. But that's another topic for another day.

tunez is an engagement farming genius

With token diversity as predictor of long term user engagement for lending protocols, this means that there is a lot more work to do for lending protocol to segment, understand, and cater to their users better. You can see that multi asset enjoooyers have a highest retention rate of 89% Also, if you are a pareto maxi, then making users transact at 7 txns per month is ample for retention before it tapers off. Time to increase that F in RFM. Some ideas: 1) integrate other apps where excess capital can be 1 clicked dumped into a lending protocol. Llama Pro subs for instance 2) Nudge behavior during some event e.g (Save your paycheck) 3) Show case some various risk curators (or have a greater diversity of strategies to cater) Source: Flipside AI. Can't guarantee data correctness. Just wanted to experience some magic

Some fun in flipside AI. Link below

Flipside AI is pretty cool to go from analytics idea -> show me the data. Making retention chart on aave and morpho in a few minutes is fun

I think newsletters these days are so cold, like a daily or weekly news update. The problem with such newsletters is that the top news are well highlighted by many other newsletters, while smaller news may not actually be impactful. The newsletter spirals down into a listicle that becomes so mechanical. Days go by and feel like "ehh, I'll skip it since it doesn't matter much" Of course, the exception is small, high-impact news, but this is extremely hard to curate and frankly, only if you are familiar with the space, and can accurately address anything in the 4 Forces of Progress. (push, pull, anxiety, and fear) I want a newsletter to feel like a long-lost friend, getting excited over something cool that can help me in some way. Something that, when you see it in your email inbox, you're like "damn, what is he up to again 😂" Then you open it and read.

You can say the same for DAOs

Courtyard io has a powerful business model actually. The rest depends on whether the card collecting community are willing to break their own user flows for it. Need more customer acq. Good moat but TAM is capped geographically and by the size of the collectables industry

Honestly, if Morpho loses to AAVE on Base, then it's DOA, given it has a first mover advantage, close relations to Coinbase, and a good degree of distribution from the app