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Bitcoin's MVRV Ratio has dropped to ~1.27 w/ BTC at ~$66K, approaching levels last seen in 2023, when Bitcoin was trading at just $24K.
What is MVRV?
It compares Bitcoin's market cap (current price × supply) to its realized cap (the average price everyone actually paid for their BTC).
MVRV = Market Value ÷ Realized Value
Simply put: it tells you whether holders are sitting on big profits or barely breaking even.
• MVRV > 3.7 = holders are up huge, market is overheated (cycle tops)
• MVRV < 1 = average holder is underwater (cycle bottoms)
• MVRV at ~1.2* = holders are barely in profit
Right now at ~$66K, the average Bitcoin holder is almost at their cost basis. The market has gone from $100K+ euphoria to near break-even in a matter of months.
Critical signal: MVRV has fallen BELOW its 365-day moving average (~1.99) for the first time since the bear market. According to CryptoQuant, this crossover historically signals Bitcoin has entered a bear market phase.
The MVRV Z-score (which normalizes this data across cycles) has also fully reset to near zero, a level that has historically marked the START of major rallies, not the end.
Key observation: MVRV never even reached 3.7 this cycle. It peaked around 2.8. Either the top was in without the usual blow-off, or the cycle is resetting before another leg up.
Every time MVRV has been this low in the past, it was a generational buying opportunity. That doesn't guarantee it happens again, but the data is hard to ignore.
Data: @cryptoquant_com

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