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Utilization is the percentage of deposited funds that have been borrowed. The higher it is, the less liquidity is available for withdrawals. At 100% utilization, all funds in the asset pool have been borrowed, leaving no liquidity available for withdrawals. A temporary withdrawal restriction does not mean your deposited assets are lost. Loans are backed by borrowers’ collateral. You can try withdrawing again once borrowers repay or new funds are deposited and liquidity becomes available.