48% of institutions choose stablecoins for speed, not cost. So where does that speed come from? Traditional cross-border payments take 2-5 days on average. Not because the tech is outdated. Because a single transfer passes through three or more independent institutions before it arrives. Each one takes its own cut and settles on its own schedule. If one of them is closed for the day, the payment waits. That's the design of the traditional system, not a bug in it. Stablecoins remove most of those intermediaries. Instead of routing through a chain of banks, transactions go through an onchain settlement layer that connects directly to on-ramp and off-ramp endpoints. Fewer institutions in the path, fewer dependencies between them. This is the kind of settlement ADI Chain is built to power. A digital infrastructure where regulated assets move across borders without the friction of correspondent banking.

Source: @FireblocksHQ State of Stablecoins 2025