A team at Dave Ramsey's company conducted the largest study on millionaires ever. The results are not what you would expect: • Most millionaires were in their +40s with paid off Personal Homes • Most millionaires contributed to their 401k plans • Most millionaires shared a bank account with their partner • Most millionaires on average made less than $100,000 yearly • Most millionaires never took a business loan • Most millionaires are self-made It isn't easy, but being a millionaire is well in reach for many people.