Why Polygon’s Value Comes From Utility — Not Just Payments Every time a new partnership is announced, someone asks — “But how does this add value to Polygon?” They look at gas fees and think that’s the measure of success. But Polygon’s value isn’t just in the number of transactions — it’s in how useful those transactions make money once it’s on the network. Payments Are the Starting Line, Not the Finish Line: - Payment-only chains like Tron, Stellar etc. — are good at moving money. But they stop there. Money moves, then leaves. There’s no retention, no composability, no value capture. - Even legacy giants like MoneyGram and Western Union made their profits on on/off-ramps and FX spreads not because they innovated, but because users had no alternative. Now, with blockchains commoditising transfer costs, that moat is gone. So gas fees is not going to bring revenue. They’re coming on-chain simply to reduce cost, not because they add new value. That’s a race to the bottom. Polygon Builds a Global “Revolut-at-Scale” Now imagine the opposite: You hold money on Polygon and can: - Spend it or pay friends in Europe via Revolut using stablecoins on Polygon, - Use it in LATAM through Mercado Libre, Nubank, and so many other applications. - Receive it in Africa via Flutterwave, Yellow Card - Lend or borrow it on Morpho — instantly. - Seamlessly invest in tokenized financial products like BUIDL with Blackrock.. - Receive payroll via Deel, sent using ZK privacy with Railgun. Polygon turns every balance into programmable capital — usable, portable, and composable across markets. ...