I have decided to look into @humafinance after much consideration. Huma is the first PayFi network, built to accelerate global payments with instant access to liquidity. Huma allow people and businesses borrow or lend against real cash flows like invoices, salaries, or remittances. For a long time now, traditional payments are slow and capital-heavy. Companies must pre-fund accounts, wait days for settlements, and lock up billions in idle money. Huma brings this process on-chain to solve that. > Lenders deposit stablecoins into smart contract pools. > Borrowers access instant liquidity backed by verified payment data. > Everything settles transparently and automatically. Huma achieves this by running two models: > Institutional Pools: for verified lenders and companies. > Permissionless Pools (Huma 2.0): open, retail-friendly, and reward-based. Huma aims to make open, programmable payment financing the new standard. Big shout out to founders @0xErbil and @DrPayFi on the milestones achieved so far. I will be talking more about Huma Finance in coming days 🫡