There are two outcomes for stablecoin-powered neobanks: 1: Stablecoin neobanks become a popular and common means of off-ramping into fiat currencies. 2: Stablecoin neobanks become so impactful with deep penetration in a majority of local markets, that no person ever has to off-ramp again, because everyone around them is already onchain. And I will not sleep until the second outcome becomes a reality.