institutions don’t want to share rule space. they want their own domains, compliance logic, kill switches, audit trails, and policy levers. but they do want shared settlement and connectivity. @ADIChain_’s setup separates those layers cleanly. → the L2 handles settlement and security → the L3 is where jurisdictions actually operate think about national systems for a second. these systems run daily, quietly, and at scale. ADI lets those systems live on separate sovereign L3s, tuned to local law and use case, without fragmenting settlement underneath. with this setup, a land registry doesn’t care how a payments rail works. an invoicing system doesn’t inherit identity assumptions from another country. each L3 runs its own playbook, but settles back to the same base layer. ADI is running a different class of infra.

onchain credit has yet to have their 0-1 moment but this might change soon and @credifi is one of the first teams bringing real unsecured lending to DeFi. here’s the setup: – 4% fixed rate, 3-month unsecured loans – no collateral, no fees – instant payout via crypto, venmo, paypal, or bank acc crypto payouts are flexible too: – honey on berachain – usdc on base credifi underwrites using your real-world + onchain history, then settles everything onchain with cryptography. if you’re eligible (us resident, bank account, 680+ credit score), this is one of the cleanest ways to take your first uncollateralized defi loan. there’s even a $20 bonus on your first loan. this is what credit onchain was supposed to look like.

i agree with the critique: old GameFi is out of meta. but using that to dismiss gaming on @SeiNetwork misses what the data is already showing. the numbers don’t lie: – #Sei captured ~50% of recent gaming activity growth – gaming txs up +79.8% QoQ, now outpacing all other app categories combined – @nika_labs brought 10M+ installs and 2M MAW on their games before pushing heavy crypto mechanics. – @archerhunter_HQ entered with 3M+ installs, 1M MAW, 12M+ onchain txs, and a sold-out NFT drop (~$500k volume). – 116M gaming transactions in Q3 ’25, up+137% QoQ – 805k+ daily active gamers consistently live on popular titles that’s why #Sei gaming is quietly outperforming the gamefi narrative.