The bear market may slow progress down a little, but I keep working towards the same goal: A simpler lifestyle, no debts hanging over my neck, and the freedom to do whatever I want. The past cycle got me a lot closer to where I want to be. Bought my first home in rough condition about 2 years ago, and now that we're approaching summer, I'm finally wrapping up the renovations. It's been hard work, I've learned a ton - and it's paying off in the value of the property as well. In the meantime, my stock portfolio is growing rapidly (DCA + Dip buys), and the war chest is ready for $BTC reaccumulation as well. Plan for this year is to slow down a little; enjoy the fruits of my labor, recharge, and prepare for the next bull run that's approaching. Once that's moving, I kill the remaining mortgage on the house (about 30-40%), and start looking for the end-goal property; even further from civilisation and all its quarrels, with acres to raise babies, animals & crops on. Bear markets are for building. This one is no different.