I keep some money on my @MetaMask card for day to day spending, has worked very well internationally. I've used it in Germany, Poland, Switzerland and Japan so far with no troubles. Attached to @MetaLend_DeFi you can still earn DeFi yields while the money sits in your wallet.

These are the things that make DeFi feel more 'real'. It's less imaginary internet money and can be more closey compared to a bank account (that I also still use it just earns me nothing nothing). Eventually DeFi will takeover.