We’ve been told to "HODL" because the alternative was trusting centralized lenders who gambled with our keys. But what if you could bank on Bitcoin without the bank? Here is how we're building the decentralized lending desk Bitcoin deserves 🧵👇

The industry faces a "Counterparty Crisis." TradFi prime brokers and failed CEFI platforms have one thing in common: Rehypothecation. They take your BTC, lend it out to fund their own bets, and leave you with the risk. Bitcoin was built to eliminate middlemen, not feed them.

Institutional-scale borrowing against BTC today is inefficient. Small holders won't risk their keys. Large funds are stuck in rigid custody rules. Both end up holding an appreciating asset with zero liquidity. Mezo is building the decentralized lending desk Bitcoin deserves. 🏦

Traditional lending desks use the "Cantillon Model", privileged access to cheap money. Mezo uses the "Ownership Model." Instead of being a "depositor," you become an owner of the desk’s economics. Aligning the incentives of lenders and borrowers from day one. 🤝

What does this look like in practice? 1️⃣ One-click borrowing for retail. No bridges, no complexity. 2️⃣ Custody-compatible rails for institutions. Your BTC stays in qualified custody while you access credit. 3️⃣ Prime rates (1%) vs. the 5-8% traditional brokers charge.

Mezo inverts the model. When you lock $MEZO, you aren't just holding a token. You’re gaining a say in how the desk allocates fees and incentives. You aren't just using a bank; you are building the infrastructure of the new Bitcoin economy. 🟠