Compound Interest Formula: FV = PV × (1 + r)^n Most people are chasing that growth rate r: Talent, luck, explosive effort…… But what is truly overlooked is the time index n. The essence of Routine: It's not about increasing the growth rate, but about mastering the time index. Automate the difficult things, let time work in your favor. Eliminate decision fatigue, end the endless inner civil war. The truth: There is no "no routine." You either design it actively or accept it passively. Scrolling on your phone for two hours? That's a routine too. It's just a bad routine. From speculator to investor: Speculators rely on mood, inspiration (r) Investors appeal to systems, time (n) Change the first 30 minutes after you wake up, A year later, you will become a different person. It's not about changing what you do, But about changing who you are. Routine = A weapon against entropy, mediocrity, and chaos...