The era of institutions becoming Curators has arrived. A few months ago, the market was frantically FUDing this curator lending model, but time will prove that this viewpoint is incorrect. The Curator model itself is not the problem; the issue lies in who becomes the Curator and whether the collateral is healthy. On the contrary, this model provides institutions with very convenient DeFi tools that are ready to use, and in the future, a large amount of DeFi infrastructure will benefit from institutional demand. Bitwise plans to launch a non-custodial vault on @Morpho and invest in a professional strategy and risk management team. Finance is moving on-chain.