10 Smart Things to Do with Your Money According by Warren Buffett: 1. Invest in yourself An investment in yourself pays the best interest.

2. Live Below Your Means Despite his wealth, Buffett still lives modestly. Avoid lifestyle inflation. Spending less than you earn is key to building wealth.

3. Invest in Index Funds Buffett often recommends low-cost S&P 500 index funds for most people. They’re simple, diversified, and historically reliable.

4. Avoid Debt, Especially Bad Debt High-interest debt is a wealth killer. The Oracle of Omaha advises using debt carefully, preferably only for investments that will generate returns.

5. Reinvest Your Earnings Don’t just take profits; put them back to work. Buffett’s fortune grew by consistently reinvesting rather than cashing out.

6. Give Back & Be Generous Wealth isn’t just about accumulation. Buffett plans to give away the majority of his fortune. Smart money also has a purpose.