Update on Recent Regulations: New developments in the U.S. Senate’s Market structure bill includes a provision that would ban passive yield on stablecoin holdings. While this creates a potential problem for Yield Bearing stablecoins, USST by design is safe under these regulations. USST is not a yield-bearing stablecoin - it is a stable monetary layer backed by productive, on-chain real-world assets. The current regulatory discussion reinforces why architecture matters. USST was never designed as a yield-bearing stablecoin; it is a spendable, fully collateralized stable asset where yield accrues at the collateral layer, not to the token itself. Because USST holders are not promised, paid, or marketed yield, our model aligns naturally with emerging regulatory expectations that seek to distinguish stable units of account from investment instruments. USST effectively separates money from returns. While tokenized real-world assets (RWAs) sit as collateral and accrue yield in the background, the USST token remains a neutral, spendable stablecoin. This was a deliberate design choice to ensure USST functions as pure financial infrastructure -usable for payments, settlement, and DeFi without crossing into the category of yield-bearing instruments that regulators are rightly scrutinizing. As regulation evolves, only models that are transparent, structurally sound, and institution-ready will scale.