However it is you make money, wherever you are, I highly recommend you max out all monetisation opportunities you currently have available. If you have plans 2-3 years from now to 'one day do something great', throw them in the bin. 2026 is probably the last real shot most of us are going to get at real wealth that doesn't come from capital growth. Lock in, figure it out. Human labour (white collar) probably still has some value this year, but I can't say that with any confidence looking beyond this year. No one is coming to save you.