gTheo, When it comes to onchain t-bills, the first thing i look at isn’t yield. it’s how risk is managed. With @Theo_Network, the risk framework is fairly clear. Key risk management layers include: • U.S. treasury bills as the underlying, with low credit risk and transparent pricing. • issuance through regulated entities with clear legal structures. • fund-style product design rather than synthetic yield engineering. • basket construction like #thbill to reduce single-asset dependency. • liquidity and redemption flows designed to handle large capital movements. What i appreciate is that theo doesn’t try to turn t-bills into a high-yield product. It preserves their role as stable yield with controlled risk. This kind of design matters if defi wants to attract long duration capital.