If your portfolio didn't grow by 4.3% this year, you actually lost money. US M2 Money Supply just hit a record $22.3 Trillion. That is a +4.3% increase YoY. It is the 21st straight week of expansion. This is the silent theft of your labor. While the Fed talks tough about "fighting inflation," they are quietly expanding the denominator of your net worth at a record pace. The "Bull Market" you see in stocks isn't growth. It’s debasement. You aren't getting richer. Your money is just worth less.