If you’re thinking about taking out your first uncollateralized DeFi loan then @credifi might be worth a look. They are a DeFi lending protocol offering: ✅ 4% fixed rate for 3 months ✅ Instant payout in Crypto or other methods like Venmo, PayPal & Bank ACH ✅ No collateral ✅ No fees You’ll need to be a US resident with a bank account + a credit score ≥ 680 and you’ll get a $20 bonus on your first loan 🫡