been digging into @humafinance a bit more lately what hits different isn't some fancy yield hack, it's how obsessed they are with credit actually tracking real cashflow, not just vibes or that classic overcollateralized theater onchain credit only clicks if the risk is properly priced, monitored nonstop, and enforced without mercy .@humafinance whole vibe feels way closer to that than most "RWA" stuff i've seen tbh not loud, not chasing quick flips but if DeFi ever wants to touch actual economic activity outside crypto, this kinda quiet infra is probably what ends up mattering in the end