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The @Delphi_Digital research Report on PACT just dropped, and there are major insights into the leading onchain credit protocol↓
1. Credit is a $300T+ market running on old infra. Pact is rebuilding this entire infra, not just tokenizing credit.
2. Each loan is a programmable NFT with schedule, collateral, cashflows, covenants, and enforcement included. It enables real-time NAV and reduces middleman costs by up to 20%.
3. PACT integrates directly with borrowers and fintech through Android SDK, onchain servicing, and automated repayments, alongside institutional-grade facilities for borrowing-based rules.
4. It’s built on @Aptos for sub-second finality, parallel execution, and huge stablecoin throughput ($60B+/month) to support institutional-scale, real-time credit flows.
5. Maple, Goldfinch, Centrifuge, and Figure focus on tokenizing existing credit, while PACT rebuilds full-stack infra, offering a direct path to bring parts of the $300T market onchain.
It's not your average RWA project that tokenizes stuff. It's a whole new level of playing. Keep an eye on @pactfinance.
Read the full Delphi report here:

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