We have all the ingredients to bypass the current legacy banking infra. ✅L1s that can scale faster than any web2 rails ✅Stablecoins that are global & some decentralized ✅crypto native apps that can function as banks ✅Off ramps & onramps (more work needed) We need someone to combine all these 4, package it (not for CT) but for nocoiners and make it economically viable at scale.