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You're in an ML Engineer interview at Stripe.
The interviewer asks:
"People often dispute transactions they actually made.
How would you build a model that predicts these fake disputes without any labeled data?"
You: "I'll flag cards with high dispute rates."
Interview over.
Here's what you missed:
There's a technique called Active learning that lets you build supervised models without labeled data. It's cheaper and faster than manual annotation.
The idea is simple: get human feedback on examples where the model struggles most.
Here's how it works:
↳ Start small: Manually label 1-2% of your data. Build your first model on this tiny dataset. It won't be good, but that's the point.
↳ Generate predictions: Run the model on unlabeled data and capture confidence scores. Probabilistic models work well here—look at the gap between the top two predicted classes.
↳ Label strategically: Rank predictions by confidence. Have humans label only the lowest confidence examples. No point labeling what the model already knows.
↳ Repeat and improve: Feed labeled data back to the model. Train again. The model gets smarter about what it doesn't know.
Stop when performance meets your requirements.
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