$1M protection is huge. One of the biggest issues we've had in DeFi is insurance for deposits. The burden has been on the user, and now it looks as though AAVE have worked out the insurance in the background. Packaging this into a nice native mobile app makes DeFi extremely competitive with existing fintech apps. I see no reason why regular non-crypto people wouldn't onboard to this savings product. Higher yield, same risk as a bank account, accessible to everyone globally = DeFi wins