This clip is the most important section of the entire conversation. Stablecoins are accelerants to financial innovation. Global payment giants like Wise and PayPal spent over a decade and billions of dollars building global networks of banking partners, nostro and vostro accounts, and complex currency infrastructure. Today, stablecoins make it possible for a five-person startup to create a product with the same global functionality in just a few months and with almost no capital. Most people think of stablecoins simply as a better form of money, but I think they are more powerful as engines of economic opportunity and tools that give ambitious builders an edge over slower, legacy fintechs. John, Zach and Henri nailed it. Forward.