DeFi has offered institutional-grade yields for years. What it's been missing: institutional-grade risk assessment. That gap just closed. Credora ratings live on @sparkdotfi Savings.

1/ Traditional finance doesn't allocate to bonds without credit ratings. Banks don't issue credit without risk assessment. DeFi moved billions on audits and assumptions. That structural gap just closed.

2/ Spark Savings ($200M+ TVL) shows independent risk ratings at deposit. A-grade vaults, ~0.3% PSL, full methodology breakdown. The same probability-of-default framework institutional credit teams already use, adapted for DeFi.

3/ What allocators get: quantified annual risk (PSL), rating scale comparable to traditional credit, decomposition of underlying collateral, liquidity analysis, governance risk assessment. Visible in the UI. Updated within 24 hours of material changes.

4/ Ratings are embedded where capital allocation decisions happen. Users see risk before they deposit. Protocols get transparent risk signaling. The market gets a standardized language for comparing opportunities.

6/ Ratings and data provided are for informational purposes only. They do not constitute investment advice or a solicitation to buy/sell assets. Always conduct your own due diligence. We do not guarantee completeness or real-time accuracy. Use at your own risk. Full disclaimer on our website: