X MONEY IS LAUNCHING NEXT MONTH AND GAME OVER FOR BANKS 500 million users. Built-in wallet. 6% APY savings. Crypto trading straight from the timeline. Stocks. Loans. Money markets. Visa Direct — real-time, no delays. 41 US states licensed already. Banks spent 100 years building this infrastructure. Elon just said: "This is intended to be the place where all the money is." He's going to do it in one app.