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US Regulators Clarify Capital Rules for Tokenized Securities
The Federal Reserve, OCC, and FDIC have issued joint guidance confirming that tokenized securities will carry the same capital requirements as their traditional equivalents under existing banking rules.
The clarification adopts a technology-neutral approach, meaning assets issued on both permissioned and permissionless blockchains can qualify without changes to risk-based capital treatment.
Announced March 6, 2026, the move removes a key regulatory uncertainty around tokenization, potentially accelerating institutional adoption as banks explore blockchain-based versions of traditional assets.

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