"Onboarding to crypto has become so seamless" Oh, really? - User enters crypto - Has 100 USDC on Arbitrum - Wants to try an app on Solana → no ETH on Arbitrum for gas - Buys ETH with a credit card, wrong chain, he bought ETH on Ethereum - Tries again, buys ETH on Arbitrum, pays the fee, bridges to Solana - Wants to make a transaction → no SOL for gas Leaves crypto forever.