‼️ Update: Since you liked our post yesterday about ethnic groups that miss payments and commit fraud compared to native Dutch, here’s an update with the new data leaked today. We analysed Odido customers who missed payments or were flagged for fraud, inferring background from last names. Turks are 8.8× more likely to commit fraud than native Dutch, while people with North African, Arab or Sub-Saharan African surnames (combined) are 6.1× more likely. All non-Western name proxies are 6.6× more likely to commit fraud than native Dutch. This is just an experiment to show what can be done with Odido data and AI. It is also data that policymakers should take seriously.