Nice of Jared Bernstein & Ryan Cummings to declare in the @nytimes that crypto is useless. People said the same about the internet in 1994 and the iPhone in 2008. Early use cases looking frivolous to bureaucrats & economists ≠ useless technology. Here's where we actually are in 2026: @Visa is settling transactions with banks via USDC. @BlackRock has tokenized Treasury bills through its BUIDL fund on Ethereum and other public blockchains. AI agents are beginning to transact autonomously using @base and other networks. Capital markets will be tokenized to give billions of unbrokered people around the world access to investment opportunities previously reserved for the wealthy. This isn't "private money" with a history of financial ruin. This is financial infrastructure being built in real time — by the world's most recognized institutions, not just crypto natives. The question was never whether crypto had use cases. It's whether you were paying close enough attention to see them.